Where and how to find Bank account number. How to Find Your Bank Account Number. How to know bank account number from mobile number.
The bank accounts are the sole identifier of the account user. It is challenging to transact without or with the wrong account number. Banks and financial institutions provide unique and lifetime account numbers for each customer. The number holds users’ details such as name, bank name, and more. The number allows customer credit or debit funds directly. The bank allocates multiple numbers attached to the bank account number. Most people don’t master the number unless a crucial banking situation arises.
Bank Account Number Find
There are several numbers linked to the bank account as follows:
- Routing number
- Check number
- Account number
A routing number is a unique number given to individual banks. Every bank has its routing, which they operate under. Some but not all have multiple routing numbers based on the location or the account type. Note routing number is assigned to the bank, not individual customers. The banks use the same routing number for all (almost) customers. For example, the HDFC bank routing number can be the same for all customers or different based on the location. A customer at the AP HDFC bank branch can have a different routing number from an MP HDFC bank branch user.
A check number is indicated at the right end. It helps the bank or user to identify or search for the check. The number is different for every cheque meaning its unique identifier. Check number allows users to track their spending and identify any check. The numbers are not a hindrance in any fund transfer process.
An account number is the exclusive identifier of an individual or customer account. The number is different and unique for everyone in the bank. Most account numbers are 8-11 digits, depending on the bank. Bank account holders should not link their number to everyone since fraudsters can manipulate the account.
How to Find Bank Account Number
Step by step to get find your bank account number
There are various ways to access your bank account number.The number is readily available on your banking facilities, such as mobile banking app, welcome letters, and more.
- Visiting bank branch
Visit your bank branch is among the manual methods used to access banking services.Visit the bank with identification documents to help bank officials identify your account number easily.It would be best if you answered some legal questions to ensure you’re the legal owner of the account.
- Welcome letter
The majority of banks offer welcome letters to new customers once they open an account. The letter contains banking details such as customer ID, account number, IFSC code, bank account usage, name, and more. The customer can trace the account number from the letter quickly.
- Cheque book
New customers have the privilege of free cheque books; they can also regularly apply for new cheque books from their respective banks. The bank and user’s information is indicated on the first page.All cheque book leaves have your account number, making it easy to trace it.
Bank passbook is manual or traditional banking facilities that help user follow up on their transactions. The bank would indicate customer transactions on the passbook. This enabled users to know bank balances and statements quickly. The passbook contains the account number on the summary page.
- Net banking platform
Internet banking or net banking is an online system that helps customers transact funds online. The platform provides all banking services through a website portal. To access the account number, log in to your internet banking page and enter the login credentials. Next, open the account summary option or account details to view your account number.
- Mobile application
Mobile banking apps are a simple and fast way to access bank services. Most banks use the facility to easy bank service for all customers. Mobile apps are accessible on IOS and Android operating systems. Bank customers need their mobile gadgets to transact funds anywhere. Open your mobile banking app from your Google play store or App store and enter login details. The app will display the account information on the account summary or first login page. Here you can access your account number for easy transactions.
- Why is the routing number the same as all my account numbers?
The routing number can be the same for all bank customers. The number is unique for individual banks. The routing number is a unique identifier for banks, not customers. However, the account number should be different every while holding multiple accounts.
- Where can I get my account number on cheque book?
The account number is shown on every page or leave of a cheque book.